Tumwater Police Guild
About Open EnrollmentOpen enrollment is an annual window of time where employees are allowed to make certain changes to their benefits. Employees may choose to change insurance plans, add or drop their spouse/registered domestic partner and/or dependent(s) from a plan, or enroll/re-enroll in new benefit plans. Dependents dropped from some plans must show proof of insurance under another plan before they are dropped from coverage through the City. Open enrollment begins November 1-30, 2019, for 2020 benefits. Some benefits require annual re-enrollment.
Add/Drop Dependent CoverageEmployees can keep a dependent child on their medical, dental, and/or vision plans until the age of 26. Changes outside the open enrollment period (November 1-30) can only be made if an employee or dependent gains or loses coverage from a “qualifying event.” Please contact Human Resources for more information. Open enrollment allows employees to change their medical insurance plan.
LEOFF F 2020
Employees have the option between Kaiser 200 and LEOFF F plan. There is no waiting period for pre-existing conditions for employees (and their dependents) opting to change plans.
To add or drop a dependent on your Kaiser Plan (including add/drop dependents), complete the AWC Combined Insurance Enrollment Form . To make changes to your LEOFF F Plan, complete the LEOFF F Enrollment Form . Remember to list yourself and everyone in your family and check any/all insurance plans that will be affected.
Flexible Spending Account (FSA)If you want to renew or begin participating in the City’s health care reimbursement program in 2020, you will need to enroll in a Flexible Spending Account (FSA). This is a voluntary pre-tax program that allows you to receive reimbursement for eligible health care expenses. The maximum annual contribution to the Health Care Reimbursement Account is $2,700 per year. This amount is regulated by the federal government. To qualify, an employee must be off probation.
You may enroll in the 2020 Health Care Reimbursement Flexible Spending Account by completing the Flex Spending Enrollment Form during open enrollment. *Remember, that FSA enrollments do not carry forward and employees must re-enroll annually and choose their pre-tax contribution amount.
Dependent Care ReimbursementThis is a voluntary pre-tax program that allows you to receive reimbursement for eligible dependent care expenses. The maximum annual contribution to the Dependent Care Reimbursement Account is $5,000 for 2020.
Enroll in the 2020 Dependent Care Reimbursement Program (DCAP) by completing the Flex Spending Enrollment Form . Remember, DCAP enrollments do not carry forward. You may enroll in the program during open enrollment every year.
Deferred CompensationThe maximum amount employees can contribute to their deferred compensation account in 2020 is $19,500. In addition, if you are age 50 or older, or will be turning age 50 in 2020, you can contribute an additional $6,500. An additional amount can be deferred if you qualify for a pre-retirement catch-up provision. If you have any questions about your deferred compensation account or you wish to start a deferred compensation account, please contact Juliann McGarva for the appropriate form.
If you wish to make a change in your contribution amount, please complete the ICMA-RC Deferred Compensation Change Form and submit to Human Resources by December 15, 2019, to affect your first 2020 paycheck. You may change deductions at any time during the year.